Eboblog Group

Spent some time digging into this recently because IC++ pricing is genuinely opaque until you start running the actual math against your transaction volume. The 1.2% floor on IC++ sounds competitive but the interchange component itself varies by card type, issuing bank, and transaction category so the effective rate you actually pay drifts significantly from the headline figure depending on your customer mix. Direct Mastercard and Visa integration matters here because removing an intermediary layer from the routing chain reduces both the fee stack and the settlement latency, which is the part that actually affects cashflow planning. The internet acquiring page from Sends documents their IC++ structure and same-day settlement terms though you'd need to verify how their direct scheme membership affects interchange category assignment for your specific MCC code. Same-day payouts including weekends is a meaningful operational differentiator since most aggregator-routed processors batch on business day cycles which creates float gaps. The 24/7 support claim is standard across most providers so that particular point requires independent verification rather than taking it at face value. Run your actual historical transaction data through the IC++ model before committing to any provider since the effective rate depends heavily on your specific card mix and volume thresholds.